Lenders Wanted

VIC, $665K, Investment, Purchase, Full-doc, 95% LVR

Posted on 22/08/2013 2:11:45 PM

Client looking to purchase an investment and wants to cap LMI on top of the 95%. They have an owner occupied property with greater than 10% equity

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  • Matty9/09/2013 2:17:18 PM

    I'd be careful. This is an Adelaide Bank product and they only do 95+ LMI for owner occupied purchases, not investment

  • Martin Ryan23/08/2013 2:49:34 PM

    Client is keen Stephen, I just don't know how to contact you.

  • Martin Ryan22/08/2013 3:40:47 PM

    Sounds good Stephen. What is the best number on which to contact you?

  • Stephen22/08/2013 3:08:38 PM

    I can do 95% + LMI up to max loan of 100%.
    Rate 5.29% variable or 4.89% 1 or 2 years fixed, 5.19% 3 yrs fixed
    100% offset account (Even if fully fixed).
    30 year term, 10 yrs interest only.
    $0 monthly or annual fees
    Valuation $264 + legal $380 + settlement fee$150
    Can pay extra $20K per annum to fixed rate loan (With redraw) or use offset account for greater if required.
    Can combine with LOC 5.49% + $20K credit card at home loan rates. Credit card is outsode of LVR calculations and can be used in fully at settlement to reduce LMI payable.
    Call me if acceptable to discuss


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